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Serving Canadian families · Vancouver, BC
hello@kinsureservices.com Licensed in BC · AB · ON · SK · MB
Personal Insurance
★ No Exam Required

Get Covered Without
A Medical Exam

No Medical Life Insurance allows Canadians to get meaningful life coverage without undergoing any medical tests. Answer a few health questions — or sometimes none at all — and get approved fast.

Free Consultation ↗ Learn More →
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No Exam Needed
Skip blood tests, urine samples, and doctor visits.
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Fast Approval
Get approved in as little as 24–48 hours.
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All Ages Welcome
Coverage available for ages 18–85 depending on the plan.
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Simple Application
Short questionnaire — no lengthy medical history required.
Why No Medical Life

Everyone deserves
life insurance coverage

Whether you've been declined before, have pre-existing conditions, or simply want fast, hassle-free coverage — No Medical Life Insurance provides a reliable path to protecting your family without the barriers of traditional underwriting.

48hr
Fastest Approval
18-85
Age Range Covered
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No Decline Risk
If you've been declined before, no-medical plans are your solution.
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Pre-Existing Conditions
Many conditions accepted that traditional insurance would decline.
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Seniors Coverage
Ideal for Canadians 50+ who want coverage without medical scrutiny.
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Simplified Issue
Answer a few health questions — no exam, faster decisions.
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Guaranteed Issue
No health questions at all — acceptance guaranteed within age limits.
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Affordable Premiums
Plans starting from $18/month for basic coverage amounts.

No exam, no delays — life coverage made simple for every Canadian.

Get a Free Quote ↗