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Serving Canadian families · Vancouver, BC
hello@kinsureservices.com Licensed in BC · AB · ON · SK · MB
Personal Insurance
★ Guaranteed Acceptance

Coverage Guaranteed —
No Questions Asked

Guaranteed Issue Life Insurance accepts all applicants within the eligible age range with no medical exam and no health questions. If you qualify by age, you qualify for coverage — period.

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100% Accepted
No medical questions, no exam, no chance of being declined.
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Locked-In Premiums
Premiums never increase once your policy is issued.
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Ages 40–85
Designed specifically for mature Canadians seeking final expense coverage.
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Immediate Benefit
Death benefit active from day one for accidents.
Why Guaranteed Issue

Peace of mind for
every stage of life

Guaranteed Issue Life Insurance is the safety net for those who have been declined elsewhere. It's perfect for seniors and individuals with serious health conditions who still want to leave something behind for their loved ones without the stress of qualifying.

100%
Acceptance Rate
0 Questions
Health Questions Required
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Senior Focused
Designed for Canadians 40–85 who want straightforward final expense coverage.
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No Declinations
Guaranteed acceptance regardless of health history or past declines.
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Graded Benefit
Full benefit after a waiting period — accident coverage from day one.
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Locked Premiums
What you pay today stays the same for the life of your policy.
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Legacy Planning
Leave behind funds for funeral costs, debts, or loved ones.
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Fast Issuance
Policies often issued within 48 hours of application.

Guaranteed acceptance, guaranteed protection — no health questions, no barriers.

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